The Hungarian Cultural Knowledge Exam (referred to as "the exam") is a key requirement for third-country nationals applying for a national residence card or an EU residence card in Hungary starting from January 2025. This exam ensures that applicants meet the basic conditions for societal integration by demonstrating knowledge of European and Hungarian history, culture, and civic responsibilities.

Who Must Take the Exam?

The exam is mandatory for all third-country nationals who:

• Hold a valid travel document issued by a third country, recognized by Hungary.
• Cannot prove that they have the right to free movement and residence within the EU.
• Are stateless or not recognized as a citizen by any country.

Exam Content and Requirements

The written exam covers six main topics:

1. Hungary’s national symbols and holidays (e.g., coat of arms, flag, anthem, national holidays).
2. Key events in Hungarian history (e.g., foundation of the state, 1848–49 revolution, Trianon Treaty).
3. Prominent figures in European and Hungarian literature and music history.
4. Hungarian Constitution and key institutions (e.g., Parliament, President of the Republic, Government).
5. Basic citizen rights and responsibilities (e.g., freedoms, civic duties, and rights protection).
6. Europe and Hungary in everyday life.

The exam consists of 12 questions, with 60 minutes to complete. Each topic includes two questions. A score of 16 points (50% + 1) out of 30 is required to pass with a "satisfactory" grade.

How to Register for the Exam

You can register for the exam through the Budapest Metropolitan Government Office. Submit the following documents:

• A copy of a valid travel document recognized by Hungary.
• Proof of payment for the exam fee (20,000 HUF).

Submission methods:

• Email: kepzes.budapest@bfkh.gov.hu
• Post: Budapest Metropolitan Government Office, 1364 Budapest, Pf. 234

The exam fee must be paid via bank transfer to the official account: 10023002-00299592-00000000. Include the following in the transfer message details: "Your name, Hungarian Cultural Knowledge Exam".

Exam Schedule and Results

Exam Day Process:

• 8:30–9:00: Registration and document verification.
• 9:00–10:00: Written exam.
• 12:00: Announcement of results and issuance of exam certificates.

Applicants may attempt the exam up to three times. If all three attempts are unsuccessful, further applications will be denied.

Study Materials

Preparation materials for the exam are available on the official website of the Budapest Metropolitan Government Office. But you can see on this link the material: https://drive.google.com/file/d/17rG1ZONwaF7l_V2QiFObx3GcpMs14oND/view?usp=sharing

Additional Information

• Exam location: Budapest Metropolitan Government Office, 1138 Budapest, Váci út 174.
• Non-attendance: If the applicant fails to attend without prior notice or does not provide an official document to justify the absence within two working days, the exam fee will not be refunded, and the attempt will be marked as "unsuccessful".

The Hungarian Cultural Knowledge Exam offers applicants an opportunity to deepen their understanding of Hungary’s rich history, culture, and civic structures, ensuring smoother integration into Hungarian society.

Are you considering purchasing property in Hungary? Whether you're relocating, investing, or simply planning long-term, understanding the process of buying a home as a foreigner is essential. Hungary offers attractive opportunities, but navigating the legalities, taxes, and permit requirements can be complex. Here's a comprehensive guide to help you every step of the way.

1. Why Buy Property in Hungary?

Hungary’s real estate market is vibrant, offering excellent value for money compared to other European countries. With its rich culture, central location, and growing economy, it's an ideal choice for expats and investors. Whether you're looking for a cozy apartment in Budapest or a serene countryside home, Hungary has options to suit every taste and budget.

2. Legal Requirements for Foreign Buyers

Do You Need a Permit?

• EU/EEA Citizens: No permit is required; you can buy property as freely as Hungarian citizens.

• Non-EU Nationals: You’ll typically need a Property Purchase Permit from the local government office. Exceptions exist, such as dual nationals.

3. Step-by-Step Guide to Purchasing Property

Find a Lawyer

In Hungary, it’s mandatory to hire a lawyer to draft and file the purchase agreement. They ensure compliance with regulations and protect your interests throughout the transaction. Legal fees typically range from 0.5% to 3% of the purchase price.

Understand the Deposit (Foglaló)

When signing the preliminary agreement, buyers usually pay a deposit of 10%. Ensure the contract explicitly refers to it as a “foglaló,” not “előleg,” as this determines the legal obligations of both parties.

Apply for a Property Purchase Permit (if applicable)

• Documents Needed:

  • Application form

  • Proof of payment (HUF 50,000 for most foreigners)

  • Certified ID

  • Preliminary purchase agreement

  • Title deed (not older than 21 days)

  • Criminal record certificate

• Processing Time: Typically 15–30 days.

4. Taxes and Fees

• Property Tax: Generally 4% of the purchase price. However, exemptions apply in specific cases, such as:

  • Buyers under 35 purchasing a property under HUF 15 million: Tax is 2%.

  • Newly built properties under HUF 15 million: Tax-free.

  • Vacant lots with homes built within 4 years: Tax-free (may include a land tax imposed by local municipalities).

• Additional Costs:

  • Lawyer’s fees (0.5%–3%)

  • Administrative fees for permits (HUF 50,000 or HUF 10,000 for certain residents)

Conclusion: Your Dream Home Awaits in Hungary

Purchasing property in Hungary as a foreigner may seem daunting, but with the right guidance, it can be a seamless process. From finding the perfect home to understanding the legal framework and tax implications, every step is an opportunity to invest in your future.

Ready to start your journey?
📩 Contact us at info@jceconsultancy.eu to book a consultation with our team of experts. Let us help you turn your dream of owning property in Hungary into a reality!

Hungary’s Golden Visa program, officially known as the “guest investor residence permit'' has changed according to 2025 immigration laws. If you’re an investor or someone seeking long-term stability in Europe, this guide is for you.

What Is Hungary’s Golden Visa Program?

Launched in 2024, Hungary’s Golden Visa program offers a pathway to EU residency for investors. It’s designed to attract international talent and investment, making it one of the most appealing residency programs in Europe.

Investment Options

The Hungarian Golden Visa program provides two primary investment pathways. Let’s break them down:

1. Investment in a Real Estate Fund

• Minimum Investment: €250,000.

• Details: Funds must be invested in a real estate fund registered by the Hungarian National Bank.

• Status: Fully active since July 1, 2024.

2. Residential Real Estate Purchase

• Minimum Investment: Originally set at €500,000.

• Details: Investors could purchase residential property for direct residency benefits.

• Status: Cancelled or postponed indefinitely as of December 20, 2024.

For now, the real estate fund investment is the sole pathway under the Golden Visa program. Investors can also explore Hungary’s business residency options through property acquisition.

Benefits of the Hungarian Golden Visa

Why is the Golden Visa worth considering? Here are the standout benefits:

• Long-Term Residency: Receive a 10-year residence permit for you and your family, renewable for another 10 years.

• No Minimum Stay Requirement: Unlike many programs, there’s no obligation to reside in Hungary for a specific period.

• Schengen Zone Access: Travel freely across 26 countries in the Schengen Area.

• Work and Business Opportunities: Golden Visa holders can legally work or operate a business in Hungary.

• Safe Investment: All investments are safeguarded under Hungarian National Bank regulations.

Who Should Consider the Golden Visa?

This program is ideal for:

• Investors: Seeking a secure and stable EU residency option.

• Families: Wanting long-term residency benefits without mandatory relocation.

• Entrepreneurs: Looking to access European markets.

• Frequent Travelers: Prioritizing Schengen access for personal or professional reasons.

Recent Updates & Key Considerations

As of December 2024, the €500,000 real estate investment option has been postponed indefinitely, leaving the €250,000 real estate fund investment as the sole active pathway. However, this competitive entry point remains one of the most affordable options among EU residency programs.

Hungary’s Golden Visa continues to stand out for its transparency and security, backed by the Hungarian government’s commitment to investment-based residency.

How to Apply for the Golden Visa

Here’s a step-by-step guide to applying for Hungary’s Golden Visa:

1. Choose Your Investment Option: Currently, the real estate fund investment is the only active pathway.

2. Make the Investment: Direct your funds into a real estate fund registered with the Hungarian National Bank.

3. Submit Your Application: Provide proof of investment and other required documents.

4. Receive Your Residency: Upon approval, you and your family will be granted a 10-year residence permit.

Ready to Explore Your Options?

Hungary’s Golden Visa program offers a secure and lucrative path to EU residency. If you’re ready to take the next step or need tailored advice, We are here to guide you through the process.

Subscribe to our newsletter for the latest updates and insights on Hungary’s immigration programs.

As Hungary tightens its immigration laws starting January 1, 2025, significant changes are coming for guest worker residence permits and employment-related residence permits. Whether you’re an employer hiring international talent or an employee navigating Hungary’s work permit system, understanding these changes is critical. Here’s a breakdown of the updates and what they mean for you.

What’s Changing?

Guest Worker Residence Permits

Guest worker residence permits (Hungarian: vendégmunkás tartózkodási engedély) apply to third-country nationals from specific countries. Starting in 2025:

• Eligibility will be restricted to nationals of countries listed by the Hungarian Ministry of Foreign Affairs.
• Currently, only Georgia and Armenia are confirmed, with more countries expected to be announced.

Additionally:

• Hungary has reduced the cap on the total number of guest workers from 65,000 (2024) to 35,000 for 2025.
• Employers must prove that no Hungarian workers are available for the position before hiring guest workers.

Employment-Related Residence Permits

Employment-related residence permits (Hungarian: foglalkoztatási célú tartózkodási engedély) allow third-country nationals to live and work in Hungary. Key updates include:

1. Ongoing Applications:
   • Applications submitted before December 31, 2024, will be processed under the old regulations.
   • Permits issued under the old laws will remain valid.
2. Renewals:
   • Workers with valid permits on December 31, 2024, can apply for renewals under the existing rules.

However, as of now, the law only mentions Georgia and Armenia, even though the EU has signed readmission agreements with nearly 20 countries. We’re still waiting for the Ministry of Foreign Affairs to release the full list of eligible countries.

Not Affected

If you already live and work in Hungary with:

• A valid employment-related residence permit (issued before 2025).
• A permit under the EU Blue Card, Hungarian Card, or National Card programs.

Affected Groups

• Newcomers: Individuals applying for permits after January 1, 2025, will face stricter country-specific eligibility rules.
• Third-Country Students: Those transitioning from student status to employment must meet higher salary thresholds, potentially limiting their options.

What Employers Need to Know

Employers should prioritize applications for employees arriving in Hungary or changing their permit status before December 31, 2024. Private recruitment agencies will also face additional restrictions when hiring non-EU workers.

If your company relies on international employees, early preparation is essential to avoid disruptions.

Guest Workers vs. Regular Work Permit Holders

There is often confusion between the terms guest workers and regular work permit holders:

• Guest Workers: Permits are limited to specific countries and positions (usually manual labor).
• Regular Work Permits: Open to a broader range of applicants, including highly skilled professionals.

Understanding these distinctions is crucial when interpreting the law.

Why These Changes?

Hungary’s government states that these restrictions aim to:

• Protect Hungarian jobs and families.
• Ensure guest workers fill roles only when no Hungarian workers are available.

By capping permits and tightening eligibility, the government seeks to manage the labor market and prevent over-reliance on international workers.

How to Prepare?

For Employees:

• If you already have a permit: Ensure you start your renewal process at least three months before expiration.
• If you’re applying for the first time: Submit your application before December 31, 2024, to avoid the stricter rules.

For Employers:

• Review your pipeline of international hires and prioritize applications this year.
• Stay informed about updates to the country list and permit regulations.

We’re Here to Help!

Navigating Hungary’s immigration laws can be overwhelming, but you don’t have to do it alone. Whether you’re an employee or an employer, we can provide expert advice and assistance with:

💌 Subscribe to our newsletter to receive the latest updates on Hungary’s immigration laws and expert tips for managing your permits effectively: https://www.jceconsultancy.eu/#contact

Enroll to our course on how to set up your business as a freelancer in Hungary: https://www.udemy.com/course/launch-your-online-business-in-hungary-as-a-digital-nomad/?referralCode=BF57EC786810378776D1

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Moving to Hungary to study is an exciting adventure, but navigating the student permit process can feel daunting. As someone who has walked this path, I’m here to guide you through each step to make your application smooth and stress-free. And yes, I’ll even share my top picks for private insurance to keep you covered during your stay!

Why Study in Hungary?

Hungary is more than just breathtaking architecture and rich history. It’s also a hub for international students, offering affordable education and vibrant cultural experiences. Whether you’re pursuing a Bachelor’s, Master’s, or PhD, this guide is tailored to help you kickstart your academic journey in Hungary.

Step 1: Preparing Your Application

Your application begins with getting all your documents in order. Here’s what to do:

1. Fill Out the Application Form

   • Complete the application form and Appendix 9.13 accurately.

   • Scan the form, your passport, and other required documents into PDF format. Name each document according to its content (e.g., Passport.pdf, AdmissionLetter.pdf).

2. Submit via Email

   • Send your scanned documents to the consulate email address with your name as the subject line.

   • If your attachments are too large, split them into separate emails.

3. Wait for Confirmation

   • Once all documents are received, the consulate will confirm. Only then should you book an appointment. Incomplete submissions may result in cancellations!

Step 2: Booking and Attending Your Appointment

1. Use the consulate’s online system to book your appointment under Visa Application (Long-term, D Type).

2. On your scheduled date, visit the consulate.

Step 3: Required Documents for Your Appointment

Bring the original versions of the following:

1. Completed Application Form with Appendix 9.13.

2. Letter of Admission from your Hungarian host institution.

3. Proof of Tuition Payment.

4. Valid Passport (must exceed your planned stay by at least 3 months).

5. Passport-Sized Photo (recent, with a white background).

6. Travel Insurance (covering at least one month from your planned departure).

7. Proof of Accommodation (e.g., dorm acceptance, lease agreement).

8. Educational Degrees and Transcripts (in English, not verified).

9. Bank Statements (to prove financial stability).

Extra Notes for Bachelor’s and Master’s Students:

• Include certified bank statements (yours or your parent/guardian’s).

• Provide a commitment letter from your parent/guardian along with their ID or passport.

PhD Applicants:

Only your personal certified bank statements are required.

Step 4: Visa Fees and Timeline

• Pay the visa fee, payable in cash at the bank after submission.

• Processing time ranges from 3 to 6 weeks, so avoid purchasing tickets too early.

Step 5: Arriving in Hungary

Upon arrival:

• Your single-entry visa allows you to travel to Hungary.

• Within 15 days, apply for your residence permit at the immigration authority.

Stay Covered: Choosing Private Insurance

Health insurance is a must during your stay in Hungary. Based on my experience, here are the top two private insurance companies:

1. Generali: Known for its comprehensive coverage and user-friendly services.
   👉 Learn more

2. Medicover: Offers tailored plans for expats, students, and digital nomads. I personally used Medicover for six months and found it reliable and affordable.
   👉 Learn more

Final Thoughts

Applying for a student permit in Hungary may seem complex, but with proper preparation, it’s entirely manageable. From completing your application to choosing the right insurance, this guide covers all the essentials to help you start your academic journey on the right foot.

For more personalized support, reach out to JCE Consultancy at info@jceconsultancy.eu—your trusted partner for navigating life in Hungary.

Have questions or tips of your own? Drop them in the comments below, and let’s make the expat journey a breeze together.

Until next time, stay wise and informed!